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Pricing for Nigeria

Simple, fair pricing. STAJ only makes money when you do.

Local Transactions

1.5% + ₦100
₦100 fee waived under ₦2500
Capped at ₦2000

International Transactions

3.9% + ₦100
Settled in Naira or USD
Get paid globally

Transfers

AmountFee
≤ ₦5,000₦10
₦5,001 – ₦50,000₦25
≥ ₦50,001₦50

Virtual Accounts

Dedicated Virtual Accounts (DVA): 1% per transaction (capped at ₦300)

Physical Terminals

SmartPeak P1000 (Live)

₦100,000 per device

SmartPeak P1000 (Test)

₦85,000 per device

Card Transactions: 0.5% capped at ₦1,000
International Cards: 4.5% + ₦100

Do the Math

See how much it costs to use STAJ. Enter an amount into the calculator to see our charges.

We’ll Settle YouSTAJ Fees
₦1,970.00₦30.00 (1.5%)

Free, automatic settlement within 24 hours. No hidden fees.

Common Questions

How long to get money?
Next working day (T+1)
Cost to integrate?
100% free
USD settlements?
Yes, via Zenith Bank domiciliary accounts
Volume discounts?
Yes, for large merchants